Vetted Vendor Partners

SSVMS’ Vetted Vendors are trusted partners of the Sierra Sacramento Valley Medical Society. Each business has gone through an application process and provided multiple physician references that can attest to their satisfaction with the business. SSVMS’ Vetted Vendors are dedicated to offering special services or discounts to SSVMS member physician on various products and services designed to accommodate the business needs of physicians.

Cooperative of American Physicians

Cooperative of American Physicians

CAP is a unique medical malpractice liability cooperative whose core product—the Mutual Protection Trust (MPT)—provides medical professional liability protection to over 12,000 of California’s finest physicians. In addition to better malpractice protection and benefits, CAP offers practice resources and risk management tools to help you thrive during this transformational time in healthcare. To access this resource, contact Megan Sharpe, Physician Relations Manager at (916) 452-2671 or

Learn More About CAP’s Offerings Here

The Mortgage Company

The Mortgage Company

Lonnie Dickson, Branch Manager NMLS # 747878 The Mortgage Company

Lonnie Dickson, of The Mortgage Company, brings a wealth of mortgage experience to every purchase and refinance loan, and sets himself apart by delivering exceptional, concierge level service. The Mortgage Company is a locally owned boutique residential mortgage lender, focused on delivering tailored financing solutions to our clients. Guidance is personal and unique, as clients have all their questions answered up front and throughout the loan process. The Mortgage Company is backed by a top ten nationally ranked independent mortgage bank—American Pacific Mortgage (also locally owned).

Additionally, The Mortgage Company will donate a portion of proceeds from closed loan transactions to the SSVMS Joy of Medicine Program to benefit local physician well-being.

To access this resource, contact Megan Sharpe, at 916-452-2671 or email her at

Learn More about The Mortgage Company’s Offerings Here

Intero Real Estate

Intero Real Estate

Mela Fratarcangeli, Intero Real Estate Services

Throughout Mela’s 15 years of experience as a Real Estate Broker, she has developed a reputation for having exceptional local knowledge, a high level of service, superior results and utmost integrity. Mela is consistently ranked in the top 5% of all real estate agents in the Sacramento Valley serving the buyers and sellers at all levels in Sacramento, Roseville, Rocklin, Loomis, Auburn, Granite Bay, El Dorado Hills and Folsom.

Additionally, Mela will make a donation to the Joy of Medicine Program for each home purchased or sold for physician members.

To access this resource, contact Megan Sharpe, at 916-452-2671 or email her at

Learn More about Intero Real Estate Services Here

BankCard USA

BankCard USA Merchant Services

Daniel Start, Director of Sales, BankCard USA

BankCard USA specializes in health care credit card processing services throughout the California region. They can assist your practice or hospital with specialized credit card processing and rates for the medical industry. Daniel will also provide the latest PCI and HIPAA compliant terminals at no cost. BankCard USA can do a specialized cost comparison on your current credit card rates and show you how you can save much more.

Make the switch today. To access this resource, contact Megan Sharpe, Physician Relations Manager, at (916) 452-2671 or

Learn More about BankCard USA’s Services Here

Crumley & Associates

Crumley & Associates

Crumley & Associates...Helping clients achieve Financial Wellness

Drawing on an Ameriprise history of more than 120 years, Crumley & Associates has extensive experience in helping physicians preserve and grow their wealth. In fact, Ameriprise is rated #1 in the investment industry for trust.1  Crumley & Associates possess the capabilities and resources to provide customized recommendations and support for tax, estate, business and retirement planning strategies. Through deep dive, 1 on 1 Personal Financial Coaching and Planning, they can help their clients achieve true financial wellness and to be prepared for whatever life brings — both the expected and the unexpected.  In a financial planning relationship with Crumley & Associates you can expect the following:

  • Collaboratively develop goals-based advice and solutions, and track your progress towards those goals
  • Investment solutions that are in alignment with your financial planning objectives
  • View your investments and performance, as well as your financial goals and your progress toward those goals at anytime, anyplace, and from any device you choose.
  • Two to four face to face, or screen to screen meetings each year with your advisor. And, we will return your call the same day, every day.

Crumley and Associates will donate $100 to the Joy of Medicine program for every financial plan made for an SSVMS physician member. Consider taking their 3-Minute Confident Retirement check® to gauge your retirement readiness and see where you stand.

To schedule your complimentary initial consultation call  Pauline Cole at (916) 638-4600, email her at or visit their website.

1. Ameriprise Financial was rated #1 in the investment industry for trust according to the 2018 Temkin Trust Ratings. The Temkin Trust Ratings (TTR) is an openly available loyalty benchmarking metric. When companies have earned trust, their customers are willing to believe their claims and are more inclined to work with the company. The TTR is based on consumer feedback of their recent interactions with companies. Consumers were asked “to what degree do you TRUST that these companies will take care of your needs?” Responses are on a scale from 1= “do not trust at all” to 7= “completely trust.” TTR is calculated by taking the percentage of consumers that gave a rating of 6 or 7 and subtracting the percentage that gave a rating of 1, 2, or 3. See for more.

Crumley & Associates is a private wealth advisory practice of Ameriprise Financial Services, Inc.
The initial consultation provides an overview of financial planning concepts.  You will not receive written analysis and/or recommendations. 
Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
Ameriprise Financial cannot guarantee future financial results.

© 2019 Ameriprise Financial, Inc. All rights reserved.

Crumley & Associates

BankCard USA


Medical Professional Liability Insurance

The NORCAL Group of companies provide medical professional liability insurance, risk management solutions and provider wellness resources to physicians, healthcare extenders, medical groups, hospitals, community clinics, and allied healthcare facilities throughout the country. They share an A.M. Best “A” (Excellent) rating for their financial strength and stability.

To access this resource, contact Megan Sharpe, Physician Relations Manager, at (916) 452-2671 or

Learn More about NORCAL Group Here